Internet Privacy Statement

Our Privacy Statement explains how we protect the privacy of information about our consumer customers and manage it carefully when providing products and services. The following sections describe the Internet-specific privacy practices governing Olympus Prime.com and its use by consumers, and supplements our corporate Privacy Statement.

This statement is effective as of October 1, 2009.

How We Gather and Manage Information Online

When you use our online products and services, we may collect technical information about your browser, contact information, and customer survey feedback. We use this information to respond to your requests, personalize our online services and improve our site to make it more responsive to your needs. Refer to the topics below for more detail on the tools we use to better serve our customers' needs.

When you visit our site, you do so anonymously unless you specifically choose to provide us with information that identifies you personally, for example through emails, applications for products or services or by accessing your online accounts. If you do provide us personally identifiable information, that information will be protected by advanced security measures designed to preserve the confidentiality and security of your transactions

Cookies

You'll notice this term used across the Internet to describe bits of information that some Web sites create when you visit their sites and then store on your computer. A cookie is unique to the computer you are using and can only be read by the Web site that placed it on your desktop. Cookies are a basic way to identify the computer you happen to be using at the time, and do not identify you personally. They cannot be used to obtain data from your hard drive, your email address or personal information stored on your computer. Cookies do not contain viruses

How Olympus Prime Uses Cookies

We use cookies for various reasons—these are specified below:

·                      To facilitate online transactions, we use session cookies. Session cookies are necessary if you want to login to Online Services, navigate between the different services, and transact using services such as Online Banking.  Session cookies do not remain active after you log off the service, which requires their use. Session cookies are also automatically deleted whenever you close all open Web browser windows.

·                      To help you navigate and interact with the content on our site more efficiently, we also use session cookies. For example, session cookies may save you from having to enter the same information twice during an online session. These cookies also help us keep track of how you arrived at certain content, so that we can adapt the presentation of subsequent content to ensure it is relevant to your situation.

·                      To personalize your Web site experience, we may create cookies that help our site remember your preferences when you return at a later time and present customized products and services that may be of special interest to you. Unlike session cookies, which do not remain active after you log off a site, these cookies remain on your computer after you log off. You can delete these cookies from your computer at any time.

·                      To evaluate our Web site, we may use cookies to facilitate online surveys or to track how visitors use our site, such as which pages are viewed the most or identify the most common navigation paths. This information is used to improve the content, usability and functionality of our Web site. Although these cookies remain on your computer after you log off, you may delete them from your computer at any time.

·                      To evaluate the effectiveness of Olympus Prime advertising placed on our site or elsewhere on the Internet, we may use cookies, tracking tags, or other related tracking technology to track responses to our advertisements or "banner ads." When you click on the ad at another Web site, you may be taken to Olympus Prime.com to obtain more information on the advertised product or service. The cookie or tracking technology used with the ad does not identify you personally or store any personally identifiable information but provides us with information such as the Web site where the ad was placed, which specific ad was in use at the time, and the most common navigation paths on our site from the ad. Although these cookies remain on your computer after you log off, you may delete them from your computer at any time.

·                      Customer Protection—We also use cookies to enhance risk analysis and fraud detection. We evaluate unique customer behavior to assist in alerting you when we notice suspicious activity.

Cookies—We Want You to Know

Although we do not collect any personally identifiable information, or store personal information in cookies, we may contract with other companies to assist us in setting cookies or tracking technology for the purposes described above, and compiling and analyzing anonymous ad or Web site response information. These companies are prohibited by legal agreement from using the information they gather for their own purposes or from sharing this information with others.

Do you have to accept cookies?

No, you can disallow cookies by making the appropriate selection from your browser options to inform you when cookies are set or to prevent cookies from being set. You should understand, however, that cookies are required to login and navigate within the Online Services area. Therefore, if you set your browser options to disallow cookies, you may limit the functionality we can provide when you visit our site.

Protecting Children's Privacy

We respect the privacy of your children, and we comply with the practices established under the Children's Online Privacy Protection Act. We do not knowingly collect or retain personally identifiable information from consumers under the age of 13. 

For more information about the Children's Online Privacy Protection Act (COPPA), please visit www.ftc.gov/.

Email Communications

Email to Olympus Prime

When you send us an email, we use your email address to reply, and for a limited time we may store your email address, your message, and our response for quality assurance purposes. We may also do this to meet legal and regulatory requirements.

Email From Olympus Prime and Your Preferences

We often use email to inform customers about products, services or product enhancements that may be of interest.  You will have the opportunity to opt out of future marketing messages with each marketing email you receive from Olympus Prime. Please note that your choice not to receive marketing messages will not affect preferences you may have previously set for Olympus Prime account and subscription based email services such as newsletters, rate notifications or account updates, nor will it affect important service messages regarding your online accounts that we may need to send you from time to time through our secure message site.

We will send you email servicing messages only when necessary or at your initiation to quickly deliver important product enrollment, account or service information potentially requiring action on your part.

When you receive such messages from Olympus Prime, they will be clearly marked as coming from Olympus Prime and will not request confidential information such as a social security number, account number, user id, password, and/or access code to be provided and sent back through unsecured email.

IP Addresses

When you log on to Online Services, you pass through a "firewall" we use for security purposes. As you pass through it, we may identify the Internet Protocol (IP) address associated with the device you are using, such as a personal computer or handheld device. The IP address does not identify you personally, but it may allow us to identify the device you're using. In certain instances, we may also obtain other information to allow us to better identify you as an Online Services customer. We may retain this information in case we ever need it for reasons related to the protection of information about customers and/or security. 

Working with Other Companies

We work with a number of other companies to ensure that we are providing the value and service you expect from a leader in financial services.

Service Providers on the Internet

Occasionally you will notice on Olympus Prime.com that services are "Powered by" or "Provided by" content providers or technology service partners. We contract with these specialists to help us serve you better. We're highly selective in choosing these companies, and they are only allowed to use customer information for the purpose of providing the services we've contracted with them to provide. 

Co-branded and Alliance Relationships

Olympus Prime has established relationships with other parties on the Internet to bring you the benefit of products and services we may not offer. We offer you access to these other companies either through the use of hyperlinks to their sites from our site, or by offering "co-branded" sites in which both Olympus Prime and the other company share the same URL, domain name or pages within a domain name on the Internet and the names or logos of both companies are displayed. Generally, we do not own the co-branded sites and alliance companies and therefore do not control how those companies use any information you supply them. It's important that you review their privacy policy to understand how they manage any information you supply them. However, if you are providing information to Olympus Prime, we will always adhere to our Privacy Statement.

Linking to Other Web Sites

Links to third-party sites are provided for your convenience. Such sites are not within our control and may not follow the same privacy, security, or accessibility standards as ours. Olympus Prime neither endorses nor guarantees offerings of the third party providers, nor is Olympus Prime responsible for the security, content or availability of the third-party sites, their partners, or advertisers. We encourage you to review the privacy policies of third parties before providing information on their sites.

Security Standards